Thinkmarkets Payment Methods Guide 2025: Payment Methods, Fees and More

ThinkMarkets is a forex and CFD broker that offers online trading services globally. The broker is regulated by seven top-tier regulatory authorities, including the ASIC, CySEC, FMA, JFSA, FSA-S, FSCA , FCA , DFSA. It offers over 4000 forex and CFD instruments, including forex, cryptocurrencies, shares CFDs, indices, metals, and commodities.

ThinkMarkets supports a variety of payment methods, including Swift,Crypto, VISA, Mastercard, Apple Pay, Google Pay, NETELLER, Skrill, UPI, Indian Net Banking, MPesa, Mobile Money Ghana, Bank wire, Paypal, SEPA, Bpay, and more. Traders can deposit and withdraw funds smoothly using these platforms, and the broker does not charge any fees for deposits or withdrawals.

In this guide, we’ll explore all the payment methods available at ThinkMarkets, their processing times, fees, suitability for different traders

A list of ThinkMarkets Payment Methods

Swift
Crypto
Visa
Mastercard
Apple Pay
Google Pay
Neteller
Skrill
UPI
Indian Net Banking
MPesa
Mobile Money Ghana
Bank wire
Paypal
SEPA
Bpay

1. Swift

SWIFT is a global payment network available for ThinkMarkets traders, providing a secure and reliable method for international bank transfers. As one of the most widely used systems for cross-border transactions, SWIFT enables traders to deposit and withdraw funds from their ThinkMarkets accounts, especially for those based outside of regions with access to more local payment methods.

Deposits via SWIFT may take longer to process compared to other methods, typically ranging from 1 to 5 business days, depending on the banking institutions involved and the region. Withdrawals using SWIFT can also take several business days to complete due to the need for multiple intermediaries to process the transaction. However, it remains a trusted method for larger deposits and withdrawals.

Key Features of SWIFT for ThinkMarkets Traders:

Availability: Available globally for international bank transfers.
Processing Time: Deposits typically take 1-3 business days; withdrawals can take 1-3 business days.
Fees: ThinkMarkets does not charge deposit fees, but SWIFT may incur charges from intermediary banks.
Minimum Deposit: $50 (or equivalent in other currencies).
Maximum Deposit: Subject to ThinkMarkets’ policies and individual bank limitations.
Best For: Traders seeking to make international transfers, especially for large sums.

For more details about SWIFT deposit and withdrawal methods on ThinkMarkets, read our detailed content about SWIFT on ThinkMarkets.

2. Cryptos

Cryptocurrencies are a fast-growing payment method for ThinkMarkets traders, offering a modern and secure option for depositing and withdrawing funds. Cryptocurrencies like Bitcoin, Ethereum, and others provide a decentralized, borderless way of transferring funds, making them ideal for traders who value anonymity, lower transaction fees, and faster processing times.

Deposits via cryptocurrency are typically processed almost instantly, allowing traders to quickly fund their accounts. Withdrawals, on the other hand, can also be fast, with most transactions being completed within a few hours, depending on network congestion and the cryptocurrency used. Cryptocurrencies are particularly beneficial for those in regions where traditional banking services might be limited or where other payment methods are not available.

Key Features of Cryptocurrencies for ThinkMarkets Traders:

Availability: Available globally, including popular cryptocurrencies like Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), and more.
Processing Time: Instant deposits; withdrawals processed within a few hours, subject to network conditions.
Fees: Low transaction fees compared to traditional payment methods, though network fees may apply depending on the cryptocurrency.
Minimum Deposit: $50 (or equivalent in other cryptocurrencies).
Maximum Deposit: Subject to ThinkMarkets’ policies and individual cryptocurrency network limits.
Best For: Traders who prefer fast, low-cost transactions and have experience with digital currencies.

For more details about cryptocurrency deposit and withdrawal methods on ThinkMarkets, read our detailed content about Cryptocurrencies on ThinkMarkets.

3. VISA

VISA is one of the most widely accepted and trusted payment methods for ThinkMarkets traders, providing a quick, secure, and convenient way to deposit and withdraw funds. As a global leader in digital payments, VISA allows traders to use their credit or debit cards to fund their ThinkMarkets accounts or to receive withdrawals.

Deposits via VISA are typically processed instantly, allowing traders to start trading without delay. Withdrawals, however, may take a little longer, generally ranging from 1 to 3 business days depending on the card issuer and region. VISA payments are ideal for traders who prefer the security and ease of using a card for their transactions.

Key Features of VISA for ThinkMarkets Traders:

Availability: Available globally, except in regions where VISA services are restricted.
Processing Time: Instant deposits; withdrawals processed within 1-3 business days.
Fees: ThinkMarkets does not charge deposit fees; however, card issuers may charge for international transactions.
Minimum Deposit: $50 (or equivalent in other currencies).
Maximum Deposit: Subject to ThinkMarkets’ policies and individual card limits.
Best For: Traders looking for a secure and efficient method to fund their accounts and process withdrawals with a globally recognized payment provider.

For more details about VISA deposit and withdrawal methods on ThinkMarkets, read our detailed content about VISA on ThinkMarkets.

4. Mastercard

Mastercard is a popular and trusted payment method for ThinkMarkets traders, offering a reliable, fast, and secure option for depositing and withdrawing funds. As one of the world’s leading financial services providers, Mastercard allows traders to use both credit and debit cards to fund their ThinkMarkets accounts or receive withdrawals.

Deposits made through Mastercard are typically processed instantly, providing traders with immediate access to their funds. Withdrawals, however, may take between 1 to 3 business days, depending on the card issuer and region. Mastercard is ideal for traders seeking a simple and secure payment option with global recognition.

Key Features of Mastercard for ThinkMarkets Traders:

Availability: Available globally, except in regions where Mastercard services are restricted.
Processing Time: Instant deposits; withdrawals processed within 1-3 business days.
Fees: ThinkMarkets does not charge deposit fees; however, card issuers may charge for international transactions.
Minimum Deposit: $50 (or equivalent in other currencies).
Maximum Deposit: Subject to ThinkMarkets’ policies and individual card limits.
Best For: Traders who prefer using a credit or debit card for quick and secure transactions with a globally recognized payment provider.

For more details about Mastercard deposit and withdrawal methods on ThinkMarkets, read our detailed content about Mastercard on ThinkMarkets.

5. Apple Pay

Apple Pay is a secure and convenient payment method available for ThinkMarkets traders, allowing for seamless deposits and withdrawals using Apple devices. As a popular digital wallet, Apple Pay enables traders to fund their ThinkMarkets accounts or receive withdrawals with just a few taps, making it an ideal option for those seeking fast and secure transactions.

Deposits through Apple Pay are processed instantly, providing immediate access to funds. Withdrawals, however, may take 1-2 business days, depending on ThinkMarkets’ processing times and other factors. Apple Pay offers enhanced security with its encryption and authentication features, making it a top choice for traders who prioritize both ease of use and security.

Key Features of Apple Pay for ThinkMarkets Traders:

Availability: Available in regions where Apple Pay is supported.
Processing Time: Instant deposits; withdrawals typically processed within 1-2 business days.
Fees: ThinkMarkets does not charge deposit or withdrawal fees.
Minimum Deposit: $50 (or equivalent in other currencies).
Maximum Deposit: Unlimited.
Best For: Traders looking for fast, secure, and convenient transactions using their Apple devices.

For more details about Apple Pay deposit and withdrawal methods on ThinkMarkets, read our detailed content about Apple Pay on ThinkMarkets.

6. Google Pay

Google Pay is a widely used digital wallet and payment service that offers ThinkMarkets traders a fast, secure, and convenient method for depositing and withdrawing funds. With Google Pay, traders can seamlessly fund their accounts or withdraw profits directly from their mobile devices, providing a smooth and efficient trading experience.

Deposits made via Google Pay are processed instantly, allowing traders to access their funds without delay. Withdrawals typically take 1-2 business days to process, depending on ThinkMarkets’ internal procedures and the specific withdrawal method. Google Pay provides an added layer of security with its encryption technology, making it an ideal choice for traders who prioritize both convenience and protection in their transactions.

Key Features of Google Pay for ThinkMarkets Traders:

Availability: Available in regions where Google Pay is supported.
Processing Time: Instant deposits; withdrawals typically processed within 1-2 business days.
Fees: ThinkMarkets does not charge any deposit or withdrawal fees when using Google Pay.
Minimum Deposit: $50 (or equivalent in other currencies).
Maximum Deposit: Unlimited
Best For: Traders looking for a fast, secure, and easy way to deposit and withdraw funds via their Google accounts.

For more details about Google Pay deposit and withdrawal methods on ThinkMarkets, read our detailed content about Google Pay on ThinkMarkets.

7. Neteller

Neteller is a trusted and secure e-wallet service widely available for ThinkMarkets traders, offering a convenient and efficient way to deposit and withdraw funds. As one of the leading online payment methods, Neteller provides fast transactions, making it ideal for traders who seek both speed and security in their trading accounts.

Deposits via Neteller are processed instantly, giving traders immediate access to their funds. Withdrawals are typically processed within 1-2 business days, depending on ThinkMarkets’ internal processing times. Neteller is known for its strong security features, such as two-factor authentication and data encryption, ensuring a safe environment for financial transactions.

Key Features of Neteller for ThinkMarkets Traders:

Availability: Available globally, except in restricted regions.
Processing Time: Instant deposits; withdrawals typically processed within 1-2 business days.
Fees: ThinkMarkets does not charge any fees for deposits or withdrawals via Neteller.
Minimum Deposit: $50 (or equivalent in other currencies).
Maximum Deposit: Subject to ThinkMarkets’ policies and individual Neteller limits.
Best For: Traders who prioritize secure, instant deposits and withdrawals, with the added benefit of Neteller’s extensive global reach.

For more details about Neteller deposit and withdrawal methods on ThinkMarkets, read our detailed content about Neteller on ThinkMarkets.

8. Skrill

Skrill is a popular and secure digital wallet that offers ThinkMarkets traders an easy and fast way to deposit and withdraw funds. As a trusted payment provider, Skrill ensures that transactions are processed efficiently and securely, making it a preferred choice for many traders.

Deposits made via Skrill are processed instantly, allowing traders to quickly fund their accounts. Withdrawals through Skrill typically take 1-2 business days to process, depending on ThinkMarkets’ internal processing times. Skrill provides enhanced security with its encryption technology and two-factor authentication, giving traders peace of mind when managing their funds.

Key Features of Skrill for ThinkMarkets Traders:

Availability: Available in regions where Skrill is supported.
Processing Time: Instant deposits; withdrawals typically processed within 1-2 business days.
Fees: ThinkMarkets does not charge any deposit or withdrawal fees via Skrill.
Minimum Deposit: $50 (or equivalent in other currencies).
Maximum Deposit: Unlimited.
Best For: Traders who prefer secure, instant deposits and withdrawals with a trusted and well-known payment provider.

For more details about Skrill deposit and withdrawal methods on ThinkMarkets, read our detailed content about Skrill on ThinkMarkets.

9. UPI

UPI (Unified Payments Interface) is an instant payment system widely used in India, offering ThinkMarkets traders a convenient and secure way to deposit and withdraw funds. With UPI, traders can complete transactions directly from their bank accounts through their mobile devices, making it an easy and fast method for funding trading accounts.

Deposits made via UPI are typically processed instantly, allowing traders to quickly access their funds. Withdrawals via UPI are usually processed within 1-2 business days, depending on ThinkMarkets’ internal processing times. UPI offers a secure transaction environment, with multiple layers of encryption and a real-time payment system, ensuring the safety of your funds.

Key Features of UPI for ThinkMarkets Traders:

Availability: Available for traders in India.
Processing Time: Instant deposits; withdrawals typically processed within 1-2 business days.
Fees: ThinkMarkets does not charge any fees for deposits or withdrawals via UPI.
Minimum Deposit: $50 (or equivalent in other currencies).
Maximum Deposit: Subject to ThinkMarkets’ policies and individual UPI limits.
Best For: Indian traders who prefer fast, secure, and convenient payments directly from their bank accounts.

For more details about UPI deposit and withdrawal methods on ThinkMarkets, read our detailed content about UPI on ThinkMarkets.

10. Indian Net Banking

Indian Net Banking is a popular and secure payment method for ThinkMarkets traders in India, allowing them to deposit and withdraw funds directly from their bank accounts using online banking platforms. With this method, traders can enjoy fast and reliable transactions with their banks, making it an ideal option for seamless funding of trading accounts.

Deposits via Indian Net Banking are typically processed instantly, ensuring that traders can quickly access their funds. Withdrawals via Indian Net Banking may take 1-2 business days to process, depending on ThinkMarkets’ internal processing times. The payment method is secure, with multi-layered encryption protocols and bank-level security measures in place to protect your funds.

Key Features of Indian Net Banking for ThinkMarkets Traders:

Availability: Available to traders with bank accounts in India that support online banking.
Processing Time: Instant deposits; withdrawals typically processed within 1-2 business days.
Fees: ThinkMarkets does not charge any fees for deposits or withdrawals via Indian Net Banking.
Minimum Deposit: $50 (or equivalent in other currencies).
Maximum Deposit: Subject to ThinkMarkets’ policies and individual bank limits.
Best For: Indian traders who prefer direct and secure payments through their local bank accounts.

For more details about Indian Net Banking deposit and withdrawal methods on ThinkMarkets, read our detailed content about Indian Net Banking on ThinkMarkets.

11. MPesa

MPesa is a widely used mobile money transfer service that provides ThinkMarkets traders with a fast and secure way to deposit and withdraw funds, particularly popular in regions like Kenya and other parts of East Africa. With MPesa, traders can complete transactions directly from their mobile phones, offering a convenient and efficient method for funding trading accounts.

Deposits made via MPesa are processed instantly, allowing traders to quickly fund their accounts. Withdrawals via MPesa are typically processed within 1-2 business days, depending on ThinkMarkets’ internal processing times. MPesa offers a high level of security with encryption and PIN authentication, ensuring that funds are protected during every transaction.

Key Features of MPesa for ThinkMarkets Traders:

Availability: Available to traders in regions that support MPesa, primarily in East Africa.
Processing Time: Instant deposits; withdrawals typically processed within 1-2 business days.
Fees: ThinkMarkets does not charge any fees for deposits or withdrawals via MPesa.
Minimum Deposit: Varies based on regional limits and ThinkMarkets’ policies.
Maximum Deposit: Unlimited.
Best For: Traders in East Africa who prefer fast, mobile-based payments with enhanced security.

For more details about MPesa deposit and withdrawal methods on ThinkMarkets, read our detailed content about MPesa on ThinkMarkets.

12. Mobile Money Ghana

Mobile Money Ghana is a popular mobile payment solution that allows ThinkMarkets traders in Ghana to deposit and withdraw funds directly from their mobile wallets. This service provides a quick and convenient way to fund trading accounts, especially for those who prefer mobile-based transactions. Mobile Money in Ghana is widely used due to its accessibility and ease of use, making it a trusted method for traders in the region.

Deposits via Mobile Money Ghana are processed instantly, allowing traders to quickly fund their ThinkMarkets accounts. Withdrawals may take 1-2 business days to process, depending on ThinkMarkets’ internal processing times. The service is secure, with multi-layer encryption and PIN authentication, ensuring that transactions are protected throughout the process.

Key Features of Mobile Money Ghana for ThinkMarkets Traders:

Availability: Available to traders in Ghana who have a Mobile Money account with supported providers.
Processing Time: Instant deposits; withdrawals typically processed within 1-2 business days.
Fees: ThinkMarkets does not charge any fees for deposits or withdrawals via Mobile Money Ghana.
Minimum Deposit: $50 (or equivalent in other currencies).
Maximum Deposit: Unlimited.
Best For: Traders in Ghana who prefer a secure, mobile-based payment method for quick transactions.

For more details about Mobile Money Ghana deposit and withdrawal methods on ThinkMarkets, read our detailed content about Mobile Money Ghana on ThinkMarkets.

13. Bank wire

Bank Wire is a traditional and secure method of transferring funds directly from one bank account to another, offering ThinkMarkets traders a reliable option for both deposits and withdrawals. This payment method is often favored for larger transactions due to its security and stability.

Deposits made via Bank Wire typically take 1-3 business days to process, depending on the bank and international transfer times. Withdrawals through Bank Wire also usually take 1-3 business days to complete, ensuring traders can access their funds in a timely manner. While the process may take longer than e-wallets or other instant payment methods, Bank Wire is ideal for those looking for a secure and trusted payment method.

Key Features of Bank Wire for ThinkMarkets Traders:

Availability: Available globally, subject to the trader’s country and bank regulations.
Processing Time: 1-3 business days for both deposits and withdrawals.
Fees: ThinkMarkets does not charge any fees for deposits or withdrawals via Bank Wire, but the bank may charge processing fees.
Minimum Deposit: $100 (or equivalent in other currencies).
Maximum Deposit: Unlimited
Best For: Traders seeking a secure, traditional payment method for larger transactions.

For more details about Bank Wire deposit and withdrawal methods on ThinkMarkets, read our detailed content about Bank Wire on ThinkMarkets.

14. Paypal

PayPal is a widely recognized and secure online payment platform, offering ThinkMarkets traders an efficient way to deposit and withdraw funds. Known for its ease of use and global reach, PayPal allows traders to fund their accounts quickly and access their earnings without hassle.

Deposits made through PayPal are usually instant, providing immediate access to trading funds. Withdrawals via PayPal are typically processed within 1-2 business days, ensuring traders can easily access their funds. PayPal’s robust security features, including buyer protection policies, make it a preferred payment method for those prioritizing security and convenience.

Key Features of PayPal for ThinkMarkets Traders:

Availability: Available globally, except in certain restricted regions.
Processing Time: Instant deposits; withdrawals processed within 1-2 business days.
Fees: No deposit fees; PayPal may charge a fee for withdrawals depending on the country or currency.
Minimum Deposit: $50 (or equivalent in other currencies).
Maximum Deposit: Unlimited
Best For: Traders looking for quick, secure transactions with global reach.

For more details about PayPal deposit and withdrawal methods on ThinkMarkets, read our detailed content about PayPal on ThinkMarkets.

15. SEPA

SEPA (Single Euro Payments Area) is a payment method designed for euro-denominated transactions within the European Union. It allows ThinkMarkets traders to deposit and withdraw funds from their trading accounts using their European bank accounts. SEPA payments are secure, reliable, and widely used across Europe, making it an excellent option for traders within the SEPA zone.

Deposits via SEPA are typically processed within 1-2 business days, ensuring traders can fund their accounts without significant delays. Withdrawals may take 1-3 business days, depending on the bank’s processing times. SEPA transactions are known for their low fees and secure processing, as they follow strict regulatory standards within the EU.

Key Features of SEPA for ThinkMarkets Traders:

Availability: Available to traders within the SEPA zone (European Union and select European countries).
Processing Time: Deposits processed within 1-2 business days; withdrawals typically processed within 1-3 business days.
Fees: no fees; fees may vary depending on the bank.
Minimum Deposit: $50 (or equivalent in other currencies).
Maximum Deposit: Unlimited
Best For: Traders located within the SEPA zone who prefer low-cost and secure bank transfers.

For more details about SEPA deposit and withdrawal methods on ThinkMarkets, read our detailed content about SEPA on ThinkMarkets.

16. Bpay

BPAY is a secure and widely used payment method in Australia that allows traders to deposit funds into their ThinkMarkets accounts directly from their Australian bank accounts. It offers a convenient and reliable way to fund trading accounts without using credit cards or third-party payment providers.

Deposits via BPAY typically take 1-2 business days to process, depending on the bank’s processing time. BPAY is known for its strong security measures, ensuring that transactions are safe and protected under Australian financial regulations. Withdrawals via BPAY are not available, meaning traders need to use an alternative withdrawal method such as bank transfer.

Key Features of BPAY for ThinkMarkets Traders:

Availability: Available exclusively to traders in Australia.
Processing Time: Deposits are processed within 1-2 business days.
Fees: $0
Minimum Deposit: $100 AUD (or equivalent in other currencies).
Maximum Deposit: Subject to ThinkMarkets’ policies and the bank’s limits.
Best For: Australian traders who prefer bank-based payments with strong security.

For more details about BPAY deposit methods on ThinkMarkets, read our detailed content about BPAY on ThinkMarkets.

How to Deposit Funds on ThinkMarkets.

To deposit funds on ThinkMarkets is simple. Here are the steps

Log in to your ThinkMarkets account using your username and password.
Click on the ‘Funding’ section, which is usually found in your account dashboard.
Choose how you want to deposit money. You can use a credit/debit card, bank transfer, or an e-wallet.
Enter the amount you want to deposit.
Fill in any required information, like your card details or bank account information.
Check everything carefully to make sure it’s correct.
Click to confirm the deposit.
Wait for the deposit to go through. It might happen right away or take a bit of time, depending on your chosen method.
Once it’s done, the money will be in your ThinkMarkets account, ready for you to start trading.

To learn more about depositing funds on ThinkMarkets, check out our ThinkMarkets Deposit Guide.

How to Withdraw Funds From ThinkMarkets

Withdrawing funds from ThinkMarkets is almost the same for all countries. Here are the steps to follow.

Log in to your ThinkMarkets account using your username and password.
Go to the ‘Withdraw Funds’ section, typically located in your account dashboard or under the ‘Funding’ tab.
Select the withdrawal method you prefer. Common options include bank transfer, credit/debit card, or e-wallet.
Enter the amount you wish to withdraw.
Provide any necessary details, such as your bank account information or e-wallet address.
Double-check all the information to ensure accuracy.
Confirm the withdrawal request.
Wait for the withdrawal request to be processed. Depending on the withdrawal method and ThinkMarkets’s processing times, this may take some time.
Once processed, the funds will be transferred to your chosen withdrawal method and should appear in your designated account.

To learn more about the ThinkMarkets fund withdrawal process, check out our ThinkMarkets Withdrawal Guide.

Frequently Asked Questions (FAQs)

What is ThinkMarkets?

Founded in 2010 by Nauman and Faizan Anees, ThinkMarkets is an Australian-based forex and CFD broker that offers online trading services worldwide. The company has offices in London, Tokyo, Chicago, Melbourne, Limassol, Dubai, Sofia, and Johannesburg. On its MetaTrader and ThinkTrader platforms, clients can trade over 4,000 instruments. Real stock trading is available on the ThinkTrader app. Traders are supported with free VPS, Signal Centre, Dynamic leverage, Traders’ Gym, etc. To learn more about Think Markets, read our review on Think Markets

Does ThinkMarkets Charge Deposit Fees?

No, ThinkMarkets does not charge deposit fees for most payment methods. However, third-party fees may apply, depending on the payment provider.

What is the Fastest Deposit Method at ThinkMarkets?

Visa, Neteller, Skrill, and cryptocurrency deposits are processed instantly.

Can I Use a Different Withdrawal Method Than My Deposit Method?

ThinkMarkets generally requires traders to withdraw funds using the same method they used for the deposit due to anti-money laundering regulations.

What is the Minimum Deposit at ThinkMarkets?

To trade on a ThinkTrader account, you’ll need to deposit a minimum of $50 or equivalent in your selected base currency.

What is the Maximum Deposit Limit?

The maximum deposit depends on the payment method used.

Are Withdrawals Processed on Weekends?

No, withdrawals are only processed during business days (Monday to Friday).

Final Verdict

ThinkMarkets is an online broker that offers a wide range of deposit and withdrawal options to accommodate traders from different regions. Whether you prefer bank transfers, credit cards, e-wallets, or cryptocurrencies, the broker ensures smooth and secure transactions. With instant deposit methods like Visa, Skrill, Neteller, and USDT, traders can quickly fund their accounts and start trading. Most withdrawals via Visa, Skrill, Neteller, and USDT are processed within 24 hours, while bank transfer withdrawals may take up to 1-3 business days, depending on the method.

With fast processing times, zero deposit fees, and multiple withdrawal options, ThinkMarkets continues to provide traders with a seamless and efficient payment system. Whether you’re a beginner or an experienced trader, you’ll find a funding method that suits your needs