Pepperstone is a forex and CFD broker that offers online trading services to traders and investors globally. The broker is known for its advanced technology, competitive pricing, and strong regulatory framework. The broker holds top-tier licenses from ASIC, CySEC, FCA, BaFin, DFSA, CMA, and SCB, ensuring a secure and transparent trading environment. With access to over 1,200 trading instruments including forex, commodities, indices, shares, and cryptocurrencies, Pepperstone appeals to traders of all styles.
For traders who prefer to share an account with a partner, family member, or business associate, Pepperstone offers a Joint Account. This account type allows two individuals to jointly manage trading activities, funds, and responsibilities under one account, providing flexibility and convenience for collaborative trading.
In this article, we’ll explore the Pepperstone Joint Account, its features, pros, and cons, account opening procedure, and more.
Does Pepperstone Offer a Joint Account?
Yes, Pepperstone offers a Joint Account. The joint account allows two account holders to share equal access and control over trading activities. Both parties can deposit, withdraw, and trade using the account, making it a suitable choice for spouses, business partners, or professional traders who want to manage funds together.
Pepperstone At a Glance

- Founded In: 2010
- Founder: Owen Kerr and Joe Davenport
- Headquarters : Melbourne, Australia,
- Minimum Deposit: None (However, Pepperstone recommends $200 or equivalent for margin requirements.
- Maximum Leverage: Upto 30:1 for ASIC, CySEC, FCA, BaFin, and DFSA jurisdictions, 400:1 for CMA, 200:1 for SCB, and 500:1 for Professional Accounts
- Regulations: FCA, ASIC, CySEC, BaFIN, DFSA, CMA, and SCB
- Trading platform: MT4, MT5, cTrader, TradingView
- Account Types: Standard, Standard (cTrader/MetaTrader 4&5), Razor (MT4, MT5, cTrader & TradingView)
- Trading Styles: All including Scalping, Hedging, News Trading, EA Trading
- Payment Options: Bank Wire (BankTransfer/SWIFT), VISA, MasterCard, BPAY, Local Bank Transfers, M-Pesa, Neteller, PayPal, Poli, Skrill, UnionPay
- US Clients: Not Accepted
Key Features of the Pepperstone Joint Account
- Available Trading Instruments: 1,200+ instruments, including forex, commodities, indices, shares, and cryptocurrencies.
- Maximum Leverage: 1:200 for SCB-regulated regions, 1:30 for CySEC, FCA, ASIC, and DFSA traders; 1:500 for professional accounts.
- Minimum Deposit: $0 (Recommended deposit: $200 or equivalent).
- Trading Fees: Low spreads starting from 0.0 pips for the Razor account; no commission for the Standard account. The spread of Standard Account starting from 1pip
- Trading Platforms: MT4, MT5, cTrader, and Pepperstone Trading Platform.
- Execution Type: No dealing desk (NDD), direct market access (DMA).
- Available Base Currencies: AUD, EUR, GBP, USD, and more.
- Stop Out Level: 50% for retail and 20% for professional traders.
- Scalping: Allowed.
- News Trading: Allowed.
- EA/Robot Trading: Allowed.
- Hedging: Fully allowed.
- Minimum Trade Size: 0.01 lots.
- Maximum Trade Size: 100 lots.
Pros & Cons of the Pepperstone Joint Account
Pros:
✔️ Shared control over funds and trading activities.
✔️ Same trading conditions as Standard and Razor accounts.
✔️ Allows scalping, hedging, and automated trading (EAs).
✔️ Regulated by top-tier authorities, ensuring security.
✔️ Fast execution speeds and deep liquidity.
Cons:
❌ Both account holders are jointly responsible for account activities.
❌ Requires documentation and identity verification for both parties.
❌ Not available in all jurisdictions.
How to Open a Pepperstone Joint Account?
Step 1: Register a Trading Account
Visit Pepperstone’s official website and complete the online sign-up form for a Joint Account.
Step 2: Submit Joint Account Application
Download and fill out the Pepperstone UK Joint Account Application Form available here.
Step 3: Provide Required Documents
Both applicants must submit the following:
- Proof of identity (passport, driver’s license, or government-issued ID).
- Proof of address (utility bill, bank statement, or government document).
Step 4: Verification & Approval
Pepperstone’s compliance team will review the application and documents. Upon approval, the Joint Account will be activated.
Step 5: Fund and Start Trading
Once approved, both account holders can deposit funds and begin trading.
Who is the Pepperstone Joint Account Suitable For?
The joint accounts are suitable for:
- Spouses who want to manage investments together.
- Business partners looking to trade under a shared account.
- Professional traders who want to pool funds and resources.
- Family members who wish to invest jointly in forex and CFDs.
What Are the Account Types at Pepperstone?
Pepperstone offers a variety of account types, including:
- Pepperstone Standard Account – Spread-based account with no commission.
- Pepperstone Razor Account – Commission-based account with ultra-low spreads.
- Pepperstone Professional Account – Higher leverage for eligible traders.
- Pepperstone MAM/PAMM Account – Multi-account trading for fund managers.
- Pepperstone Islamic Account – Swap-free account for Muslim traders.
- Pepperstone Company Account – Corporate trading account.
- Pepperstone Trust Account – Trading account under a legal trust structure.
- Pepperstone Trust Corporate Account – Institutional-level trust trading.
To learn more about these accounts, check our detailed guide on Pepperstone Account Types.
Frequently Asked Questions (FAQs)
What is Pepperstone?
Founded in 2010 by Owen Kerr and Joe Davenport, Pepperstone is an Australian-based forex and CFD broker serving over 400,000 traders worldwide. The broker offers over 1,200 trading instruments across forex, commodities, indices, shares, and cryptocurrencies. With cutting-edge technology, low spreads, and fast execution, Pepperstone provides a competitive trading environment across MT4, MT5, cTrader, and TradingView platforms.
How Many People Can Open a Joint Account with Pepperstone?
Pepperstone allows only two individuals to be named as account holders in a Joint Account.
What Are the Responsibilities of Joint Account Holders?
Both parties have equal rights and responsibilities, meaning:
- Each can place trades, deposit, and withdraw funds.
- Either account holder can request account modifications.
- Both are jointly liable for any losses or obligations.
Is the Pepperstone Joint Account Available for All Jurisdictions?
No, the availability of the Joint Account depends on regulatory restrictions. It is advisable to check with Pepperstone’s support team to confirm eligibility for your region.
What Are the AML (Anti-Money Laundering) Requirements for a Joint Account?
Pepperstone follows strict AML and KYC (Know Your Customer) requirements. Both account holders must provide valid identification and proof of address. Additional documentation may be required based on jurisdiction and source of funds verification.
For more details, visit Pepperstone’s AML Requirements page.
Final Verdict:
The Pepperstone Joint Account is an excellent choice for traders who want to share trading responsibilities and account management. With its strong regulatory backing, fast execution, and deep liquidity, this account type offers the same competitive trading conditions as individual accounts, making it suitable for partners, family members, and business associates.
🔹 Best For: Traders looking for a shared account with flexible trading options and equal account access.
🔹 Not Ideal For: Traders who prefer individual account control or require more than two account holders.
So, the Pepperstone Joint Account is a reliable and secure solution for collaborative forex and CFD trading.