Forex.com vs XTB Compared 2025: Pros, Cons, and More!

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Forex.com and XTB are Forex and CFD brokers offering online trading services to traders and investors worldwide. Both brokers are regulated by top-tier regulatory authorities. Forex.com is regulated by FCA, DFSA, FSCA, FSA (Seychelles), CMA, and CySEC. On the other hand, XTB is regulated by FCA, CySEC, CNMV, KNF, FSC(Belize). These two brokers offer almost similar services. However, each has its own strengths and weaknesses.

In this article, we will compare Forex.com with XTB regarding trading platforms, regulations, tradable assets, fees, customer support, and overall trading experience score. We will also explore if Forex.com is better than XTB and vice versa. This comparison lets you understand which broker is better for your trading styles and preferences.

Forex.com vs XTB: In a Nutshell

Forex.com

Founded in 2001 as part of Gain Capital Holdings, Forex.com is a well-established forex and CFD broker offering online trading services to retail traders worldwide. With over 4,500 trading instruments, including forex, indices, stocks, cryptocurrencies, commodities, gold, and silver, Forex.com is a major player in the industry. It is regulated by top authorities such as the FCA, DFSA, FSCA, FSA (Seychelles), CMA, and CySEC.

The broker provides popular trading platforms and tools like MT4, MT5, WebTrader, MobileTrader, TradingView, Capitalise.ai, Active Trader, VPS, and more. Forex.com is a wholly-owned subsidiary of StoneX, a NASDAQ-listed company with assets exceeding $7.1 billion, offering institutional-grade financial services networks that connect people to global markets.To learn more, you can read our review on Forex.com

Forex.com Overview

Forex.com Overview
  • Founded In: 2001
  • Founder:  Gain Capital
  • Headquarters: United States
  • Minimum Deposit: $50
  • Maximum Leverage: 50:1
  • Regulations:FCA, DFSA, FSCA, FSA(Seychelles), CMA, and CySEC
  • Trading platform:Mobile App, Web Trader, Meta Trader 5
  • Account Types: 2, (Standard, Raw Spread) 
  • Payment Options: Bank Wire (BankTransfer/SWIFT), VISA, ACH Payments (echeck)
  • US Traders: Accepted

XTB

Founded in 2002, XTB is an exchange-listed forex and CFD broker with headquarters in Poland and offices in over 13 countries. The broker offers more than 5,800 forex, CFDs as well as real stocks and ETFs for trading on its proprietary platforms. XTB boasts of over 800,000 clients from all over the world. However, the broker offers only the xStation platform. The broker also offers real stocks with 0% commissions.  To learn more, you can read our review on XTB

XTB Overview

XTB Overview
  • Founded In: 2002
  • Founder: Jakub Zablocki
  • Locations: UK, Cyprus, Belize, Poland.
  • Minimum Deposit: $0
  • Maximum Leverage: 1:500
  • Regulations:CySEC, FCA , KNF , IFSC
  • Trading platform:xStation 5 , xStation Mobile
  • Account Types: Standard, Pro, Islamic
  • Payment Options: Bank Wire (BankTransfer/SWIFT), VISA, MasterCard, Maestro, Neteller, Paysafe, SafetyPay, Skrill
  • US Traders: Not Accept

Forex.com vs XTB: Features

Forex.com

  • Trading Instruments: 4500+Trading instruments including forex, indices, stocks, cryptocurrencies, commodities, gold, and silver
  • Maximum Leverage: The maximum leverage of forex.com is  50:1 for US clients, 30:1 for EU Clients, 400:1 for CMA clients, and 200:1 for Global clients. 
  • Minimum Deposit: $100
  • Trading Fees: Starting from  1.2 pips spreads for Standard account or 7$per lot round trip for Raw account
  • MAM:  Available 
  • Scalping: Allowed 
  • News Trading: Allowed
  • EA/ Robot Trading: Allowed

XTB:

  • Trading Instruments: 5800+Trading instruments including Real stocks, ETFs, CFDs on forex, CFDs on Indices, CFDs on Commodities
  • Maximum leverage: The maximum leverage of XTB is as high as 500:1. Leverage may vary based on jurisdiction and tradable assets. For example, for CySEC jurisdiction the maximum leverage is 30:1. 
  • Minimum Deposit: No Minimum Deposit. You may deposit as low as possible.  
  • Account Types: Two ( Stocks &ETFS, and CFD Instruments) 
  • Trading Fees: The fees of CFD instruments start from as low as 0.5 pips spread. 0% commission on Stock Accounts
  • PAMM/ MAM: No
  • Scalping: Allowed 
  • News Trading: Allowed
  • EA/ Robot Trading: Allowed

Forex.com vs XTB: Pros and Cons

Forex.com Pros & Cons

Pros
  • Regulated by NFA, FCA, ASIC, CySEC,  IIROC, FSA, CIMA, MAS, 
  • Top-rated forex and CFD broker in the USA 
  • Free demo account for prospective traders
  • Crypto Trading available on MT5 Trading Platforms 
  • Offers protection for U.K./E.U. client accounts
  • VPS hosting for automated strategies
  • Offers MAM account for passive investors 
  • Low forex fees, no FX commissions
Cons
  •  You can not deposit less than $100
  •  Maximum leverage is 1:50
  • No account protection for U.S. clients
  • An inactivity fee applied after 12 months of no account activity
  • Non-user-friendly desktop platform
  • Cannot buy and sell other securities (like stocks and bonds)
  •  

XTB Pros & Cons

Pros
  • Regulated by  FCA, FSC, KNF, DDM-M, DNMV,
  • The Minimum deposit is as low as $1
  • The Maximum Leverage is as high as 1:500
  • Allows scalping, EA/Robot Trading, News Trading 
  • Trade stocks, ETFs, indices, commodities, cryptocurrencies, and forex
  • 0% commission on stock and ETF trading (only applicable to some EU countries)
  • Traders  can enjoy commission-free trading with spreads as low as 0.25 pips
Cons
  • XTB does not offer  cTrader, MT4/MT5, or Ninja Trader which are the most popular platforms in the world 
  • No passive investment programme ( PAMM, MAM Accounts) 
  • Withdrawal fees for transfers below $100 or €200
  • Inactivity fee (€10/monthly after 1+ year with no activity plus no deposit in the last 90 days)
  • Complex trading platform for a beginner
  • CFDs only – so traders do not own the underlying asset

Forex.com vs XTB: Side-by-Side Comparison

Forex.com
XTB
Product
Product
Forex.com
XTB
Founded In
Founded In
2001
2002
Founded By
Founded By
GAIN Capita
Jakub Zablocki
Headquarters
Headquarters
New Jersey, United States
Belize City, Belize
Regulations
Regulations
CySEC, CFTC, NFA, CIMA, FCA, FSA, MAS, ASIC, CIRO
FCA, CySEC, CNMV, KNF, FSC(Belize)
Min Deposit
Min Deposit
$100
None
Max Leverage
Max Leverage
50:1
1:500
Tradable Assets
Tradable Assets
Forex, Indices, Stocks , Cryptocurrency, Commodities , Gold and Silver
Forex, Indices, Commodities, Cryptocurrencies, Stocks, and ETFs
Fees
Fees
Spread starting from 0.8 pips or commission $5
Spread from 0.9 pips
Platforms and Tools
Platforms and Tools
Mobile App, Web Trader, Meta Trader 5
xStation 5 , xStation Mobile
US Traders
US Traders
Allowed
Not Allowed

Forex.com Vs XTB: Our Scores and Ratings

We rated both brokers, Forex.com and XTB, on a scale of 1 to 10, with 0.1 increments. To achieve a comprehensive rating, we broadly grouped all services offered by brokers into 6 macro categories and assigned percentage weights to them. Each macro category is subdivided into several data points which contributes to the total score of 1.0-10.0 assigned to each macro category. Since all categories are not equally important, our weight percentage plays a significant role in assessing the broker accurately. For example, Regulation and Security contributes a total weight of 40% to the whole ratings because this is the most important rating category. To learn more, read our methodology.

Forex.com :

9
Forex.com Scores
Regulation and Security (40%)10
Fees and Commissions (20%)8
Trading (15%)9
Trading tools (10%)8
Customer Support (10%)8
Trading Education (5%)9

XTB

8.8
Forex.com Scores
Regulation and Security (40%)9.8
Fees and Commissions (20%)7.5
Trading (15%)8
Trading tools (10%)8.6
Customer Support (10%)9
Trading Education (5%)8

Forex.com vs XTB: Which One is better?

Now the question comes: is Forex.com better than XTB, or vice versa? The answer depends on traders’ and investors’ trading styles and preferences. If you are concerned about security and safety, you may choose a forex broker regulated by top regulatory authorities such as ASIC, CySEC, FCA, NFA, etc. If you are a scalper, you may prefer a forex broker that offers fixed or low spreads. If you want to copy trade from other successful traders, you may choose a forex broker that offers social copy trading facilities. 

Both Forex.com and XTB offer similar trading services worldwide. However, there are differences in their features,  regulations, reputation, and operations. Here are the key facts about both brokers. By reviewing these options, you can clearly understand which broker is right for your trading goals

Forex.com :

  • Top regulated forex broker accepting both US and non-US clients.
  • No minimum deposit is required; you may deposit as little as $50.
  • The maximum leverage for Forex.com is 1:50
  • Forex.com offers a variety of trading tools and platforms, including MT5, Mobile App, Web Trader.
  • Trading fees: Starting from  1.2 pips spreads for Standard account or 7$per lot round trip for Raw account
  • Forex.com does not offer CFDs to US clients due to regulatory restrictions. 

XTB:

  • Regulated Forex Broker
  • The minimum deposit is $0
  • Maximum leverage is as high as 1:500
  • Offers a large number of trading instruments and tools including xStation 5 , xStation Mobile
  • The trading fee: The fees of CFD instruments start from as low as 0.5 pips spread. 0% commission on Stock Accounts
  • XTB does not accept US clients. 

Our score for Forex.com is 9, and for XTB it is 7.

Written by

Jason Paine is a forex trader, researcher, and tech enthusiast. He is passionate about financial markets and cutting-edge technology. With a dynamic 16-year trading career, he's on a mission to guide fellow traders. Having navigated diverse forex brokers, Jason shares his insights at Brokersway to bridge the gap between traders and the right brokerage.

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